Page 3 of 4
Pre-qualifying for a mortgage
What are the first steps to making Homeownership a Realty?
When one decides to make the largest purchase of their life, there are preliminary steps that must be taken:
Contact a Mortgage Loan Officer to process an application, evaluate credit, assets & liabilities. This will help the borrower to evaluate different mortgage programs specific for their financial needs. Items that the borrower will need to bring for an appointment are as follows:
• 2 year’s full tax returns with W2’s
• 2 month’s Bank Statements (checking, savings)
• 1 month of pay stubs